While technology and digital payments have advanced the way we bank and make financial payments, still we need bank branches for many services and higher transactions. As the month of October’22 has a host of festivals (Durga Puja, Diwali etc.) and holidays, you need to plan well your banking transactions and payments. There are altogether 21 banking holidays that are across various states and union territories. Listed below the bank holidays as per Negotiable Instrument Act which is defined by Reserve Bank of India (RBI.
- 1st October 1: Holiday at Gangtok due to Half Yearly Bank Closing.
- 2nd October : Bank holiday due to 1st Sunday.
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3rd October : Holiday at Agartala/ Bhubaneswar/ Guwahati/ Imphal/ Kolkata/ Patna/ Ranchi due to Durga Puja-Maha Ashtami.
- 4th October : Holiday at Agartala/ Bengaluru/ Bhubaneswar/ Chennai/ Gangtok/ Guwahati/ Kanpur/ Kochi/ Kolkata/ Patna/ Ranchi/ Shillong/ Thiruvananthapuram due to Durga Puja-Maha Navami.
- 5th October : Holiday all over India (except Imphal) due Durga Puja/Dussehra/Vijaya Dashmi.
- 6th October : Holiday at Gangtok due to Durga Puja-Dasain.
- 7th October : Holiday at Gangtok due to Durga Puja-Dasain.
- 8th October : 2nd Saturday Bank Holiday.
- 9th October : Bank holiday due to 2nd Sunday.
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13th October : Bank holiday at Shimla for Karva Chauth.
- 14th October : Bank holiday at Jammu & Srinagar for Eid-i-Milad-ul-Nabi.
- 16th October : 3rd Sunday bank holiday.
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18th October : Holiday at for Guwahati Kati Bihu.
- 22nd October : 4th Saturday Bank Holiday.
- 23rd October : 4th Sunday Bank Holiday.
- 24th October : Holiday all over India (except Gangtok/ Hyderabad/ Imphal) for Kali Puja/ Diwali/ Laxmi Pujan)/Naraka Chaturdashi.
- 25th October : Holiday all over India (except Gangtok/ Hyderabad/ Imphal/ Jaipur) for Kali Puja/ Diwali/ Laxmi Pujan)/Naraka Chaturdashi.
- 26th October : Holiday at Ahmedabad/ Belapur/ Bengaluru/ Dehradun/ Gangtok/ Jammu/ Kanpur/ Lucknow/ Mumbai/ Nagpur/ Shimla/ Srinagar for Govardhan Pooja/Vikram Samvant/Bhai Duj/Diwali Laxmi Puja/Accession Day.
- 27th October : Bank holiday at Gangtok/ Imphal/ Kanpur/ Lucknow for Deepawali/ Bhaidooj/ Chitragupt Jayanti/ Laxmi Puja/ Ningol Chakkouba.
- 30th October : 5th Sunday bank holiday.
- 31st October : Banks at Ahmedabad/ Patna and Ranchi to remain close due to Sardar Vallabhbhai Patel’s Birthday/ Surya Pashti Dala Chhath/ Chhath Puja.