There are various government led financial schemes introduced by Government of India and State Governments for welfare of public, social security and inculcating savings habit. Indian Government also runs various institutions (such as EPFO, ESIC, Post Offices, PFRDA, NPCI) who introduce, administer and keep improving the products/ processes of these government schemes for betterment of citizens. The government schemes are offered to general public through various intermediaries such as banks, post offices, other financial institutions and government run entities. The key government led investment/ financial schemes are listed below:
- Atal Pension Yojna (APY)
- Employee Provident Fund (EPF)
- Employee State Insurance Scheme (ESIS)
- Insurance coverage for LPG users
- Janani Suraksha Yojna
- Kisan Vikas Patra (KVP)
- Livestock Insurance Scheme
- National Savings Certificate (NSC)
- National Savings Monthly Income Scheme (MIS)
- National Savings Recurring Deposit (RD)
- National Savings Time Deposit (TD)
- National Pension Scheme (NPS)
- Pradhan Mantri Awas Yojna (PMAY)
- Pradhan Mantri Jan Dhan Yojana (PMJDY)
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- Pradhan Mantri Fasal Bima Yojana (PMFBY)
- Pradhan Mantri Suraksha Bima Yojana (PMSBY)
- Public Provident Fund (PPF)
- Pradhan Mantri Mudra Yojana (PMMY)
- Pradhan Mantri Vaya Vandana Yojana (PMVVY)
- Pradhan Mantri Gramin Awaas Yojana (PMGAY)
- Pradhan Mantri Matritva Vandana Yojana
- Postal Life Insurance
- Post Office Savings Account
- Public Provident Fund (PPF)
- Pradhan Mantri Ujjwala Yojana
- Stand up India Scheme
- Rashtriya Swasthya Bima Yojana
- Restructured Weather Based Crop Insurance Scheme (RWBCIS)
- Rural Postal Life Insurance (RPLI)
- Sukanya Samrudhi Yojana (SSY)
- Senior Citizens Savings Scheme (SCSS)
- Varishtha Pension Bima Yojana
- Voluntary Provident Fund (VPF)